Title insurance, explained in plain English

What it covers

Title insurance protects against problems in a property's past that nobody saw at closing: an unpaid lien, a forged deed, a recording error or an unknown heir.

Two policies, one closing

• Lender's policy protects the bank. It is required on almost every mortgage.
• Owner's policy protects you and your equity for as long as you own the home.

One premium, no monthly bill

You pay once at closing. Before that, we run a title search so most issues are fixed before you sign.

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